Open an NRI Savings Account
DBS Treasures allows Non-Resident Indians to open NRI accounts and invest their money through fixed deposits at competitive interest rates.
The interest rates are different for each type of term deposit account i.e. NRE, NRO and FCNR accounts. For FCNR deposits, the rate of interest also varies based on the currency the account is held in.
DBS Treasures NRE fixed deposit accounts enable you to earn competitive interest on your foreign currency earnings. DBS Treasures NRE fixed deposits are fully repatriable. Moreover, interest earned on NRE deposits is tax-free in India.
DBS Treasures NRO fixed deposit accounts allow for higher interest earnings on income earned in India while you are overseas. DBS Treasures NRO fixed deposits can be opened jointly with resident or non-resident Indians.
When you are abroad and earning in foreign currency, you may still want to retain some of your funds in India. Your best option could be a Foreign Currency Non-Resident Fixed Deposit, commonly known as FCNR deposit. Deposit funds in foreign currencies and earn higher interest rates with an FCNR FD.
Rates w.e.f. 16th June, 2026
Tenure
Interest Rate p.a.
1 year to 375 days
6.30%
376 days to 400 days
6.85%
401 days to 500 days
6.75%
501 days to 540 days
6.60%
541 days to 599 days
600 days
601 days to less than 2 years
6.50%
2 years & less than 2 years 6 months
6.40%
2 years & 6 months
2 years 6 months 1 day & less than 3 years
3 years and less than 4 years
4 years to less than 5 years
5 years and above
6.25%
For NRE fixed deposits of INR 3 crore and above, please contact your Relationship Manager or nearest branch in India.
Rates w.e.f. 06th May, 2026
Tenor
Regular
7 days
4.25%
8 days
3.00%
9 days & up to 14 days
2.75%
15 days & up to 29 days
3.25%
30 days & up to 45 days
46 days & up to 60 days
3.50%
61 days
3.75%
62 days & up to 90 days
4.00%
91 to 180 days
181 days
5.00%
182 to 189 days
5.80%
190 to 269 days
270 to less than 1 year
6.00%
2 years to less than 2 years & 6 months
For NRO fixed deposits of INR 3 crore and above, please contact your Relationship Manager or nearest branch in India. A simple interest rate will be paid on fixed deposits below 6 months. For fixed deposits of 6 months or above, interest will be compounded quarterly.
Rates with effect from 1st July 2026
Tenor*
< USD 350,000
>= USD 350,000
1Y to <2Y
0.01%
2Y to <3Y
3Y to <4Y
5.60%
4Y to <5Y
5Y
*Note: Interest rates on FCNR (B) deposits for tenors between 3 years and 5 years are applicable only if booked under RBI Swap window till 30-Sep’26. For scheme related details, click here
Please check with your branch/relationship manager while booking deposits for documentation and interest rates across currencies, which are subject to change from time to time.
The Bank shall, on written request from all depositors, allow withdrawal of a Resident / NRO Term deposits and NRE / FCNR Deposits before the date of its maturity. On prematurely closed deposits, interest will be paid at the rate applicable to the amount and period for which the deposit remained with the bank and not at the contracted rate, subject to a deduction of a 1% penalty.
However, no interest will be paid in case of NRE / FCNR Deposits prematurely withdrawn before the expiry of 1 (one) year from the date of deposit or its renewal.
A Relationship Manager will reach out to you shortly.
After returning to India, the customer needs to inform DBS Treasures of his/her return. The NRI savings account will then be converted to a resident Indian savings account once the relevant documentation is submitted.
The NRI FD will remain as-is until maturity after which it will be credited to the resident Indian savings account held by the customer.
NRI FD interest rates are different from domestic FD interest rates.
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For Int'l +91 44 6685 4555
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