ABSLI Super term Plan

At a GlanceYou’ve always put your family first, doing everything you can to give them a comfortable and secure life. Now, take that commitment further with the ABSLI Super Term Plan – a simple, flexible, and reliable protection plan designed to provide financial security to your family. This plan lets you customize your coverage to match your needs, giving you the confidence that your loved ones can continue living the life you’ve planned for them, whether it’s funding your child’s education, managing daily expenses, or maintaining their lifestyle even if you are not around.With the ABSLI Super Term Plan, you become an even stronger shield for your family — ready to face life’s uncertainties. Give yourself peace of mind knowing their future is secure.

Key FeatureChoose from 3 plan options – Level Cover, Increasing Cover and Level Cover with Return of Premium

Enhanced protection against Death, Terminal Illness, Critical Illness and Disability

Death Benefit payouts to choose for Lumpsum or Monthly Incomes or Both

Flexibility to pay the premiums for a Limited Period or Throughout the policy term

Special discounts for Salaried customers and Female Lives

Option to defer premiums by up to 12 months with Cover Continuance Benefit

Get 100% premiums back as Early Exit Value^*

Instant Payment on Claim^* for immediate support to family

Flexibility to Change premium payment tenure

Healthy living with inbuilt Health Management Services

Increase sum assured with Enhanced Life stage protection

Enhance your protection through our Comprehensive Riders

* as per the terms and conditions of the policy

Death Benefit

In case of death of the Life Insured during the Policy Term, Death Benefit will be paid to the Nominee as per the Plan Option chosen (as explained in the below-mentioned section).For Plan Option 1, 2 & 3: Death Benefit will be the Sum Assured on Death payable as Lumpsum, Income or Income plus Lumpsum depending upon the death benefit payout option chosen at inception.Sum Assured on Death is highest of:

11 times the Annualized premium

105% of the Total Premiums Paid as on the date of death

The Absolute amount assured to be paid on death

Death Benefit Payout Option

Under this option, the policyholder at inception can choose the death benefit payout mode as either of the following:

Lumpsum – The Sum Assured on Death is payable as lumpsum immediately.

Income – The Sum Assured on Death is payable in equal monthly instalments throughout the Income Benefit Period, as chosen at inception of the policy. The monthly income will commence from the date of death and it will continue for each policy monthiversary till the end of Income Benefit Period.

Income plus Lumpsum – A percentage between the range of 10% to 90% in multiples of 10% can be selected as the income benefit component of the Sum Assured on Death which shall be payable in equal monthly instalments throughout the Income Benefit Period. The remaining percentage of the Sum Assured on Death shall be payable as lumpsum. The monthly income will commence from the date of death and it will continue for each policy monthiversary till the end of Income Benefit Period.

Eligibility CRITERIA

Coverage

All Individuals (Male | Female | Transgender)

Age at Entry

Minimum/Maximum

Option 1 & 2 : 18 Years / 65 Years

Option 3 : 18 / 55 Years

Age at Maturity

Minimum/Maximum

28 Years / 85 Years

Premium Payment Term (PPT) & Policy Term (PT)

PPT		Minium PT	Maximum PT
Limited Pay Plan Option 1 & 2:	5, 7, 10, 12, 15, 20 Years & To age 60	PPT + 5 Years	55 Years
Plan Option 3:	5, 10 & 15 years
Regular Pay		10

Premium Payment Modes and Modal Factors

Annual | Semi-Annual | Quarterly | Monthly

Mode	Annual	Semi-annual	Quarterly	Monthly
Modal Factor	0%	2%	4%	6%

Sum Assured

Minimum

Maximum

Rs. 25,00,000

No Limit

(subject to Board Approved Underwriting Policy)

Any reference to age above is as on last birthday.

DisclaimerDBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of Aditya Birla Sun Life Insurance Company Limited. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. The Insurance product is underwritten by Aditya Birla Sun Life Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. “The Trade Logo “Aditya Birla Capital” Displayed Above Is Owned By ADITYA BIRLA MANAGEMENT CORPORATION PRIVATE LIMITED (Trademark Owner) And Used By ADITYA BIRLA SUN LIFE INSURANCE COMPANY LIMITED (ABSLI) under the License.”

^ - Cover Continuance Benefit Available in Plan option 1 & 2, policyholder is required to provide a written requirement of at least 60 days before the upcoming policy anniversary/premium payment due date to avail the benefit, T&Cs apply.
A Non-Linked Non-Participating Life Individual Pure Risk Premium Plan
.This Policy is underwritten by Aditya Birla Sun Life Insurance Company Limited (ABSLI). GST and any other applicable taxes will be added (extra) to your premium/purchase price and levied as per extant tax laws. All the benefits are payable subject to the terms and conditions of the Policy. This product shall also be available for sales through online channel. All policy benefits are subject to policy being in force. “We”, “Us”, “Our” or “the Company” or “ABSLI” means Aditya Birla Sun Life Insurance Company Limited. “You” or “Your” means the Policyholder. For other terms and conditions, request your Agent Advisor or intermediaries to give a detailed presentation of the product before concluding the sale. Should you need any further information from us, please contact us on the below mentioned address and numbers. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding the sale. Aditya Birla Sun Life Insurance Company Limited. Registered Office: One World Center, Tower 1, 16th Floor, Jupiter Mill Compound, 841 Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013. IRDAI Reg No.109 Call Centre: 1-800-270-7000 https://lifeinsurance.adityabirlacapital.com IRDAI Reg No.109 |
CIN: U99999MH2000PLC128110 UIN: 109N153V02

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