.download-btn { background-image: linear-gradient(to right, #b58655, #603913); padding: 12px 30px; border-radius: 25px; color: #fff; font-size: 14px; } .download-btn:hover, .download-btn:focus{color: #fff;} Open DBS Treasures Account

At a GlanceWith this exclusive account, you enjoy the attractive interest rates of a deposit account with the convenience of a savings account.

Earn while you spend

Withdraw funds while receiving interest on the remaining balance

Higher interest rates

For higher returns

Maximise returns

Account features ensure you get the most from your interest rates

What is Flexi FD or Flexi Fixed Deposit?Combining the advantages of a savings account and a standard fixed deposit, a Flexi Fixed Deposit (FD) is a special kind of investment. Like a savings account, it provides the flexibility to withdraw money as needed together with the higher interest rates of a fixed deposit. It is, in essence, a hybrid product that offers liquidity as well as security.

Features & Benefits

Flexible deposit

Start your account with INR 10,000, and save in multiples of INR 1,000 up to a maximum of INR 1,99,99,999 Crores for a period of 374 days

Get the most from your interest

The Fixed Deposit is liquidated in multiples of INR 1 and your balance continues to earn interest at the initial contracted rate. When multiple Fixed Deposits are linked to the Savings account, the last Fixed Deposit created is broken first, to ensure maximum returns

Range of balance thresholds

Balance thresholds for different types of savings accounts linked to your Fixed Deposit are as follows:

Savings Plus: INR 50,000
Savings Power Plus: INR 2,00,000
Treasures Savings: INR 5,00,000

To book a Flexi Fixed Deposit, please visit your nearest DBS Bank branch.If you're an international customer looking for flexible investment options with attractive returns, you can also explore how to open NRI account with DBS Bank and benefit from features like Flexi FD and more.

Who is eligible for Flexi fixed Deposit?

Anybody who has a savings account can usually open a Flexi FD. Certain qualifying requirements, such as the minimum deposit amount and the length of the loan, could, however, differ between banks.

How does Flexi Deposit work?

Your fixed deposit and savings accounts are connected by a Flexi FD. After a specific amount of time, any excess money in your savings account is automatically moved to the Flexi FD, where it earns higher interest. The money in the FD is still earning interest even if you take withdrawals as needed.

Is it possible to withdraw money from my Flexi Fixed Deposit account anytime?

Yes, a Flexi FD's flexibility is one of its main advantages. Like with a savings account, you can take money out as needed. On the other hand, the new balance will determine how much interest is collected on the remaining amount.