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Consumer Loan Against Property (C-LAP)

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MSME Guidelines

Consumer Loan Against Property (C-LAP)

MSME Guidelines1. For loan application, the borrower is required to submit the following indicative documents (checklist) along with loan application form for credit appraisal.

Type of Credit Facility	Website link for list of Indicative document (checklist)
Consumer LAP	https://www.dbs.bank.in/digibank/in/loans/consumer-loan-against-property

2. Timeline for credit decision of loans are subject to the amount of loan. Details are as follows:

Loan Amount	Timeline
Upto 25 Lacs	Within 14 days from the date of receipt
Above 25 Lacs	Within 6 weeks from the date of receipt

Note: The above timelines commence from the date following the submission of application / Documents by the customer, complete in all respects as per the Bank’s requirements. The timelines exclude the time taken by customer to revert on any clarification/ information sought by the bank.3. Fees & Charges

Type of Credit Facility	Website link Fees & Charges
Consumer LAP	https://www.dbs.bank.in/digibank/in/loans/consumer-loan-against-property

4. Statement regarding MSME Loan Application

Click here to view:

Quarter ended March 2026Quarter ended Dec 2025Quarter ended Sep 2025Quarter ended Jun 2025Quarter ended Mar 2025Quarter ended Dec 2024Quarter ended Sept 2024Quarter ended Jun 2024Quarter ended Mar 2024

5. MSE Code of Commitment6. Revival and Rehabilitation of MSME7. Policy for Lending to MSE

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