Agriculture Gold Loan: Apply Gold Loan for Farmers

Agricultural Gold Loan

Fulfil Your Funding Needs with a Gold LoanDBS Bank’ s Agricultural Gold loans offers an easy and hassle-free option to farmers for funding Agricultural and allied activities. With quick access to funds, secure gold storage, and transparent fees our agricultural gold loan is an accessible and convenient option for farmers requiring immediate financial support.

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Discover the Benefits & Features of DBS Gold LoansDBS Bank’s Agricultural gold loan for farmers is a reliable way to meet financial needs confidently. Here’s how our Agri gold loan supports your agricultural ambitions:

Bullet repayment option available.

Gold loan tenures are available from 6 months up to 12 months.

Gold Loan from ₹2,00,001 to 20,00,000 with secure gold storage.

Competitive Rate per Gram at up to INR 10,200 (effective from 22^nd June 2026).

Attractive Interest Rates for a cost-effective loan with flexible terms.

Quick and Hassle-free Disbursal for fast access to funds.

Get optional Personal Accident Insurance and enjoy coverage of up to INR 25 lakhs for a daily cost of under INR 1*


Sum insured	₹5,00,000	₹10,00,000	₹15,00,000	₹20,00,000	₹25,00,000
Premium to be paid for 1 Year	₹202	₹404	₹604	₹805	₹1,007
The product price is determined solely at the discretion of the insurer. Key Details:* Maximum sum insured: Up to ₹25 lakhs.* Eligible age: 18 to 65 years.* Policy validity: 1 year from the risk start date. Customers with an active gold loan facility may renew or purchase a new policy as per the defined terms and conditions. *Note: This insurance is arranged by DBS Bank Limited through Manipal Cigna Health Insurance Company Limited under the Manipal Cigna Lifestyle Protection Group Policy (UIN: MCIPAGP21235V032021). For full details, review the policy terms and conditions carefully before enrolling.

Agricultural Gold Loan CalculatorDetermining the right Agricultural gold loan amount is simple with the right tools. Our Gold loan Eligibility calculator helps farmers assess their gold loan quickly. Simply input your details to estimate your eligibility and plan your financing with confidence.Calculate button

Eligibility Criteria for Agricultural Gold Loan

An Indian resident individual agriculturist engaged in Agriculture and allied activities are eligible to avail these loans

Loan offered against gold ornaments owned by the farmer.

Gold Loan cannot be availed for purchase of gold coins, jewels or jewellery or any speculative purposes. Gold Loan approval is at sole discretion of DBS Bank.

Gold loan is offered in below states and Union Territory -
Kerala, Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, and Pondicherry.

Steps to Avail Agricultural Gold Loan

Click "Apply Now" to access the loan application form.

Enter Personal Details and specify the loan amount.

Submit Your Application to authorize DBS Bank to contact you with next steps.

Alternatively, visit the nearest DBS Branch or give a missed call on 7669019999 for assistance.

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DBS Bank Agriculture Loan Interest Rate & ChargesFor detailed insights into DBS Bank Gold Loan Interest Rates Click hereFor details on fees and charges view the Schedule of Charges here

Documents Required for DBS Bank Agricultural Gold Loan

ID proof (PAN card, Aadhaar card, valid Driving License, Voter ID)

Address proof (Aadhaar card, valid Driving License, Voter ID)

Proof of agricultural land records / allied agricultural activity

Think That's All? There's more where that came from!

Whether it’s smarter savings, better investments, easy personal loans, loan against property, or fast international transfers, digibank by DBS offers seamless solutions designed to meet your financial needs with efficiency and ease.