SIP - Invest Online in SIP Mutual Funds Plans in India

Systematic Investment Plan (SIP)

Open a DBS Bank Account Now

SIP or Systematic Investment Plan refers to the practice of investing a constant amount regularly in a Mutual Fund, generally on a fixed date every month. By investing on a fixed schedule, you avoid the complex or even impossible duty of trying to figure out the exact best time to invest.

Key benefits of investing via SIP

Rupee Cost Averaging

SIP allows for averaging investment costs. The fundamental mantra behind rupee cost averaging is ‘you get more units for a lower price’. When markets are down, you get more units of your scheme. When markets high you get fewer units for the same amount. In this way, your average cost per unit in volatile markets turns out to be lower than when you invest in a lump-sum

Start Small with as low as Rs. 500 per month

You can customise your SIP investment based on your financial situation. So, let’s say you start out with a small SIP in line with your income. As your income increases, you can choose to increase your SIP contribution

Builds Financial Discipline

Monthly auto-payments which are debited from your DBS Bank accounts. This also helps you to plan your monthly budget more effectively

Start early & enjoy the power of compounding

The key to building wealth is to start investing early and regularly. A small amount of money invested regularly can grow to a large sum via the power of compounding because the corpus on which you earn returns every year gets augmented by adding the previously accumulated returns

Open a DBS Bank Account Now

What is Systematic Investment Plan (SIP)? Open a DBS Bank Account Now

How to Apply for Mutual FundsFor DBS Bank users

Using the digibank mobile app

Launch the app on your smartphone
Log in and tap “Mutual Funds” in the navigation menu
Follow instructions to complete verification
Start investing!

Using the DBS Bank ibanking website

Log in and select “Mutual Funds” in the navigation menu
Follow instructions to complete verification
Start investing!

Download the digibank mobile app on your smartphone

Launch the app and sign up for a full DBS Bank Savings Account

Follow instructions to complete verification

Start investing!

Do all the schemes provide me an option to invest via SIP?

What is the minimum amount needed to start an SIP?

Is there a minimum period for which I must make investments through SIP? What is the maximum number of months I can select for my SIP?

Yes, the minimum tenure for SIP investments on DBS Bank is 12 months. Maximum number of months you can choose for your SIP would depend on the scheme you are planning to invest in. However, for most of the schemes we provide SIP till perpetuity.

Are there any charges or penalties for terminating an SIP?

In any scenario, will my SIP be terminated automatically?

How can I STOP/ Terminate my SIP?

Termination of a Mutual Fund SIP refers to discontinuation of all future dated installments in the SIP. This is different from Redemption by which units held in the MF scheme can be sold. To Terminate your SIP , please select the relevant Fund/ Folio Details , select Terminate , select Reason for Termination & proceed to submit the One Time Password (OTP) received on your registered mobile number to confirm the SIP Termination.