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You can easily check Aadhaar linking status with bank through online and offline methods.
When you open a savings account in India, you must fulfil a KYC (Know Your Customer) formality. The KYC compliance helps secure your bank account and registers your identity within the bank database. Linking your Aadhaar card with your bank account can be very useful as it allows you to complete your KYC procedure within seconds. Since the Aadhaar contains your biometrics details – fingerprint and iris scan, banks can rest assured of your identity. If you have already linked your Aadhaar card to your bank, you can check your Aadhaar linking status with bank through different online and offline methods.
You can check whether your Aadhaar card has been linked with your bank account in two ways – online on the Government website and offline through your mobile phone. Here are the steps on how to check Aadhaar link with bank using both methods.
Step 1: Visit the Official Aadhaar website set up by the Government of India - https://resident.uidai.gov.in/.
Step 2: On the home page, select the option for ‘Check Aadhaar and Bank Account Linking Status”. You will be redirected to the page where you must enter your 12-digit UID number (i.e., the Unique Identification Number) embossed on your Aadhaar card.
Step 3: You will receive a One Time Password (OTP) on your Registered Mobile Number Linked to the Aadhaar card – the number you provided while applying for the Aadhaar Card. Enter the OTP in the relevant tab to authenticate your identity.
Step 4: The system will now display the bank accounts linked to your Aadhaar card on your screen.
Step 5: If you are unsure about any of the linked accounts, you can consult your bank branch for confirmation.
Step 1: Open the mAadhaar app on your phone.
Step 2: Register / log in, and go to My Aadhaar section
Step 3: In ‘My Aadhaar’ look for ‘Aadhaar linking status with bank’
Step 4: Enter the OTP you receive on your registered mobile number.
Step 5: After verification, the app will show whether your Aadhaar is linked with a bank account, and in many cases, which bank account and when the linking took place (or whether it’s still inactive/ pending).
UIDAI provides a simple USSD service to verify whether your Aadhaar is linked with your savings account. Just follow these steps:
Step 1: Ensure your mobile number is registered with Aadhaar in the UIDAI database.
Step 2: Dial 9999*1# from your registered mobile phone.
Step 3: Enter your 12-digit Aadhaar number when prompted.
Step 4: Re-enter the Aadhaar number to confirm.
Step 5: Your phone screen will display the Aadhaar–bank account linking status, including the bank name if linked.
Step 6: If no details appear, it means your Aadhaar is not linked with any bank account.
Step 1: Visit your bank branch where you hold the account.
Step 2: Go to the Customer Service/ Help Desk and request to check Aadhaar linking status with bank.
Step 3: Provide your Aadhaar number and bank account number (or debit card/ passbook) for verification,
Step 4: The bank staff will check in their system whether your Aadhaar is already linked with your account.
Step 5: If not linked, you can submit a request to link Aadhaar with bank account by submitting a form along with self-attested copy of Aadhaar card, original Aadhaar for verification and account proof (passbook/ cheque/ debit card).
Step 6: Once linked, the bank will give you an acknowledgement slip. You may also get an SMS confirmation from both the bank and UIDAI.
Aadhar Card + PAN Card + Video KYC = Account opened!
Linking your bank account with Aadhaar is not mandatory for all customers, but it is required to receive government subsidies and Direct Benefit Transfers (DBT). Doing so also speeds up the KYC process and gives you smoother access to loans and other financial services. It is advisable to link Aadhaar with bank account whenever you open a new one.
Enjoy the benefits of a high interest savings account with DBS Bank and manage it seamlessly anytime, anywhere with the DBS digibank app.
*Disclaimer: This article is for information purposes only. We recommend you get in touch with your income tax advisor or CA for expert advice.
