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Learn how to file IT returns using the e-Filing website
E-filing your Income Tax Return (ITR) is a convenient way to meet your tax obligations. Whether you’re a salaried employee or self-employed, understanding how to file income tax return online ensures accuracy and timely submission. Let’s look at the steps involved in completing your ITR digitally.
Under the new tax regime, filing an Income Tax Return is mandatory if your total income for the financial year exceeds INR 3 lakh. You should also file your return in the following situations:
Before learning how to file ITR online, you must ensure you do the following.
If you are a salaried individual, following the right steps to file income tax return can make the process quick and error-free. Here’s how to file your Income Tax Return (ITR) online under the new tax regime.
Visit the official Income Tax e-Filing website and log in using your PAN, Aadhaar, or user ID and password. Once logged in, click on “e-file” and select “File Income Tax Return.”
Select the relevant Assessment Year and click “Continue.” Choose “Online” as your filing mode and then click “Start New Filing.” Next, select your taxpayer status—Individual, HUF, or Others.
You can choose either “Help me decide which ITR form to file” or “I know which ITR form I need to file.”
For salaried individuals with income up to INR 50 lakh from salary, house property, or interest income, select ITR-1 (Sahaj) and click “Let’s Get Started.”
Complete the five sections of the ITR-1 form:
After checking all details, validate the form. If tax is payable, choose “Pay Now” or “Pay Later.” If eligible for a refund, click “Preview Return.”
Enter your declaration details, then click “Proceed to Validation” and “Proceed to Verification.”Select how you want to verify— e-Verify Later, or Verify via ITR-V. The fastest option is e-verification using Aadhaar-linked OTP.
Once verified, your ITR is submitted, and you’ll receive a confirmation message from the Income Tax Department.
Before you begin, gather all the documents required for filing income tax return to ensure a smooth and accurate process.
Keeping these documents ready helps simplify and speed up the income tax return filing process.
The income tax return filing date for most individual taxpayers usually falls in July of the assessment year. Those whose accounts require auditing generally get an extended deadline, typically until October.
If you miss the initial deadline, you can still file a belated return before the end of December of the same assessment year, though late fees may apply.
Filing your return within the time limit ensures compliance, avoids penalties, and speeds up refund processing.
The income tax return filing charges depend on how you choose to file your return. If you file your Income Tax Return directly through the government’s Income Tax e-Filing portal, there is no charge as the service is free.
If you seek help from a chartered accountant, tax consultant, or online filing platform, the ITR filing charges vary based on your income sources, number of forms, and filing complexity.
For salaried individuals with a single Form 16, the cost is usually minimal, while those with multiple income sources or capital gains may pay higher professional fees.
Even small errors can delay processing or lead to penalties. While following ITR filing guidelines, make sure to avoid these common mistakes:
Following the right ITR filing guidelines and checking your details carefully helps ensure a smooth and error-free filing experience. To simplify tax refunds and manage your finances efficiently, consider opening a savings account online with a trusted bank.
E-filing has made the tax process more transparent and convenient for every taxpayer. By following the right steps on how to fill Income Tax Return (ITR) return online, you can file your taxes accurately, stay compliant, and avoid last-minute errors. Regular filing also strengthens your financial profile and supports better money management.
To make the process even smoother and manage your refunds easily, you can open a savings account with DBS Bank and enjoy seamless digital access and competitive interest rates.
The Income Tax Department offers several forms based on income type and category. Common ones include:
Yes. If you don’t have Form 16, you can still file your return by using payslips, Form 26AS, AIS, and bank statements to calculate your total income, TDS, and deductions.
Filing after the due date attracts a late filing fee under Section 234F and may delay your refund. You may also lose the option to carry forward certain losses.
You can e-verify your ITR instantly through Aadhaar OTP, net banking, or a bank account-based validation. Alternatively, you can verify it later by sending a signed ITR-V form to the Income Tax Department’s CPC office.
Log in to the Income Tax e-Filing portal, go to ‘View Filed Returns’, and select the relevant assessment year. The portal will display your ITR status as ‘Submitted’, ‘Verified’, or ‘Processed’
Download the DBS Bank app to get started and even open your savings account with us.
*Disclaimer: This article is for information purposes only. We recommend you get in touch with your income tax advisor or CA for expert advice.
